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Balance

Financial Infrastructure for B2B Commerce

Finance & Fintechb2b-paymentstrade-creditbnplaccounts-receivableembedded-financenet-termsmarketplace-payments
Balance screenshot

About

Balance is a B2B financial infrastructure platform that provides embedded payments, digital trade credit, and buy-now-pay-later solutions for business commerce. It enables sellers to offer net terms (up to 90 days) to buyers while handling credit risk, AR automation, and reconciliation end-to-end. The platform integrates with existing ERP and ecommerce stacks via APIs or pre-built integrations.

Problem

B2B sellers struggle to offer flexible net payment terms to buyers at scale without taking on credit risk or increasing operational overhead.

For

B2B sellers, marketplaces, and enterprises looking to offer flexible payment terms to business buyers

How it works

Balance embeds into a seller's checkout or platform via API, automates buyer credit qualification, extends trade credit up to 90 days, and handles reconciliation and collections so sellers get paid immediately without AR burden.

Business model

unknown

Status

launched

Company

Balance

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