Emma
emma-app.comTake control of your money
Finance & Fintechpersonal-financebudgetingopen-bankingsubscription-trackingexpense-trackinginvestingmoney-management

About
Emma is a personal finance app that connects all your bank accounts in one place, enabling users to track budgets, manage subscriptions and bills, save money, invest, and send payments. It uses open banking to analyse transactions and provide spending insights. The app also offers rent reporting to credit bureaus and tiered premium plans with advanced features.
Problem
People struggle to get a clear, unified view of their finances across multiple bank accounts and want tools to reduce unnecessary spending.
For
individuals looking to manage their personal finances and budgets
How it works
Users connect their bank accounts via open banking, and Emma aggregates transactions, categorises spending, tracks bills and subscriptions, and surfaces insights to help users budget and save.
Business model
freemium
Status
launched
Company
Emma Technologies