Formance
formance.comThe infrastructure for your financial product that developers love.
Finance & Fintechledgerfintechopen-sourcefinancial-infrastructurereconciliationpaymentsdouble-entry
About
Formance is an open-source, programmable core ledger platform for building financial products. It unifies fiat and digital assets, offering tools for transaction modeling, payment connectivity, automated workflows, and reconciliation. It targets fintech builders who need regulatory-grade auditability and real-time visibility across omnibus accounts and payment rails.
Problem
Building financial products requires complex, custom infrastructure for ledgering, payment integrations, and reconciliation that is time-consuming and error-prone.
For
fintech developers and financial product teams
How it works
Formance provides a programmable ledger with Numscript, a purpose-built language for money, along with connectivity adapters and automated workflow tools that can be self-hosted in the user's own cloud.
Business model
freemium
Status
launched
Company
Formance