Karat
All-in-one banking so you can focus on what matters
Karat is a financial platform designed for content creators, agencies, and small businesses, offering a high-yield business checking account, a Visa business credit card with creator-friendly underwriting, and tools like AI bookkeeping, invoicing, and mass payments. It consolidates banking, credit cards, accounts payable/receivable, and financial reporting into a single dashboard. Karat also provides community perks such as access to industry events like VidCon and SXSW.
Karat provides a unified dashboard combining a high-yield checking account, a customizable Visa credit card, AI-powered bookkeeping, invoicing, and bulk payment tools, with credit limits based on business and social activity rather than credit score alone.
Content creators, brand deal agencies, and small business owners
Background.
- Status
- launched
- Business model
- freemium
- Company
- Karat Financial
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