MortWise
AI-powered mortgage comparison and stress-testing across 50+ markets
MortWise is an AI-powered mortgage assistant that helps users compare fixed, variable, and split-rate mortgage scenarios across 52 housing markets. It provides affordability estimates, rate-rise stress tests, stamp duty calculations, and first-time buyer scheme eligibility checks. A built-in AI assistant answers questions about individual mortgage scenarios, with advanced features like overpayment simulation and buy-to-let analysis available in the paid tier.
Users input income, deposit, and market details; MortWise applies local lender rules and AI-generated rate data to produce scenario comparisons, stress tests, and affordability estimates.
prospective homebuyers and property investors comparing mortgage options
Background.
- Status
- launched
- Business model
- freemium
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