myFICO
myfico.comGet FICO Scores used by 90% of top lenders
Finance & Fintechcredit-scorecredit-monitoringidentity-theft-protectionpersonal-financeficocredit-report
About
myFICO is a consumer credit monitoring service offered directly by FICO, the company behind the most widely used credit scoring model. It provides users access to their FICO Scores from all three major credit bureaus, detailed credit reports, score simulators, and identity theft protection. Subscription tiers offer varying levels of bureau coverage, monitoring frequency, and features.
Problem
Consumers lack easy access to the exact credit scores lenders use, making it hard to prepare confidently for major financial applications.
For
consumers preparing to apply for loans, mortgages, or credit cards
How it works
Users subscribe to a monthly plan that provides access to their FICO Scores from one or three credit bureaus, credit reports, score simulators, and identity monitoring tools.
Business model
subscription
Status
launched
Company
Fair Isaac Corporation (FICO)