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N26

The first bank you'll love — beautifully simple and 100% mobile

Finance & Fintechmobile-bankingneobanksavingsinvestingetf-tradingfintecheuropean
N26 screenshot

About

N26 is a fully licensed mobile bank headquartered in Germany that offers free and premium bank accounts, savings, stock and ETF trading, and crypto investing through a single smartphone app. It operates across 24 European markets and serves over 8 million customers. Account tiers range from a free standard plan to a premium Metal account with higher interest rates and additional perks.

Problem

Traditional banks involve hidden fees, paperwork, and slow account setup, making everyday banking frustrating and opaque.

For

individuals looking for a fully mobile, fee-transparent bank account in Europe

How it works

Users open a bank account in minutes via the N26 app using a government-issued ID, then manage spending, savings, and investments entirely from their smartphone.

Business model

freemium

Status

launched

Company

N26 GmbH

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