PayPal
Pay, send, and save smarter

PayPal is a financial technology platform that allows users to send money, make payments online and in stores, earn rewards, and manage savings. It offers a debit card, a credit card with special financing, crypto trading, and FDIC-insured savings through Synchrony Bank. Users can shop at millions of merchants worldwide using encrypted, secure transactions.
Users create a PayPal account to link their bank accounts or cards, then pay online or in stores, send money to others, earn rewards, and optionally use credit or crypto features within the app.
consumers and online shoppers
Background.
- Status
- launched
- Business model
- freemium
- Company
- PayPal Holdings, Inc.
Similar projects.
Editorial take on the space this project sits in — momentum signals, adjacent moves, our call on whether the wedge is real. Get pinged when we publish a new read or when the landscape shifts.
Have a take on this space?
Tell us what you’d build differently, where you think the incumbents miss, or what we’ve gotten wrong about this project. Comments + reactions are coming soon.