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Prospa

Banking for businesses shaping tomorrow

Finance & Fintechbusiness-bankingsmenigeriaexpense-cardsloanspaymentsapi

About

Prospa is a business banking platform designed for Nigerian SMEs, offering business accounts, loans, and expense cards. It provides tools for payroll, payments, collections, and multi-business dashboards, along with APIs for embedded financial flows. Businesses build credit automatically through account usage, and financing is offered based on actual business activity rather than cold applications.

Problem

Nigerian SMEs lack access to modern, flexible business banking infrastructure that supports growth, credit building, and expense management in one place.

For

Nigerian small and medium-sized businesses (SMEs)

How it works

Businesses open an account with Prospa, use it for transactions and integrate APIs, automatically building credit and gaining access to tailored financing, expense cards, payroll, and multi-business dashboards.

Business model

freemium

Status

launched

Company

Prospa

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