Ready (Formerly Argent)
argent.xyzYour crypto, your rules — the onchain alternative to your bank.
Finance & Fintechcrypto-walletdefiself-custodystablecoinmastercardweb3ethereum

About
Ready (formerly Argent) is a self-custodial crypto wallet and card that lets users deposit, spend, swap, stake, and invest digital assets. It offers a Mastercard-backed debit card for spending USDC with no FX fees and supports earning yields on Bitcoin, ETH, and USDC. The platform emphasizes security with smart contract infrastructure and fraud protection, positioning itself as a crypto-native alternative to traditional banking.
Problem
Managing and spending crypto is complex and fragmented, with no easy way to use digital assets like everyday money.
For
Crypto holders and everyday consumers looking for a self-custodial alternative to traditional banking
How it works
Users deposit cash or crypto, manage assets through a self-custodial smart contract wallet, and spend via a Mastercard-backed card while earning yield on supported assets.
Business model
freemium
Status
launched
Company
Argent Labs
Launched
2017