Root Insurance
Car insurance for good drivers based on how you drive

Root Insurance is a car insurance provider that uses a smartphone app to measure driving behavior and base rates primarily on how safely you drive. Drivers take a short test drive period, after which they receive a personalized quote. The service aims to reward good drivers with lower premiums compared to traditional insurers.
Users download the Root app, drive normally for a few weeks while the app measures driving habits via smartphone sensors, then receive a quote based primarily on their driving performance.
safe drivers looking for lower car insurance rates
Background.
- Status
- launched
- Business model
- subscription
- Company
- Root, Inc.
Similar projects.
Editorial take on the space this project sits in — momentum signals, adjacent moves, our call on whether the wedge is real. Get pinged when we publish a new read or when the landscape shifts.
Have a take on this space?
Tell us what you’d build differently, where you think the incumbents miss, or what we’ve gotten wrong about this project. Comments + reactions are coming soon.