Step
The all-in-one money app for the next generation

Step is a mobile banking app aimed at younger users and families, offering a Visa card that builds credit with every purchase, high-yield savings rewards, and up to 10% cashback. It also provides short-term cash advances up to $250 through its EarlyPay feature. The platform targets financial independence with no hidden fees and no minimums, and is backed by Beast Industries.
Users open a Step account and use the Step Visa Card for everyday purchases, which automatically builds credit history while earning cashback and savings rewards.
younger adults, teens, and families looking to build credit and manage money
Background.
- Status
- launched
- Business model
- freemium
- Company
- Step
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