Step
step.comThe all-in-one money app for the next generation
Finance & Fintechbankingcredit-buildingsavingscashbackfintechfamily-financedebit-card
About
Step is a mobile banking app aimed at younger users and families, offering a Visa card that builds credit with every purchase, high-yield savings rewards, and up to 10% cashback. It also provides short-term cash advances up to $250 through its EarlyPay feature. The platform targets financial independence with no hidden fees and no minimums, and is backed by Beast Industries.
Problem
Young people and families lack access to beginner-friendly banking tools that help build credit and grow savings without fees or minimums.
For
younger adults, teens, and families looking to build credit and manage money
How it works
Users open a Step account and use the Step Visa Card for everyday purchases, which automatically builds credit history while earning cashback and savings rewards.
Business model
freemium
Status
launched
Company
Step