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Thought Machine

Core banking and payments technology built natively for the cloud.

Finance & Fintechcore-bankingcloud-nativefintechpaymentsmicroservicesb2benterprise
Thought Machine screenshot

About

Thought Machine provides cloud-native core banking and payments software through its Vault platform, consisting of Vault Core and Vault Payments. The platform gives banks full control to build, configure, and run any financial product or payment scheme without legacy code constraints. It is trusted by major global banks including JPMorgan Chase, Lloyds Banking Group, and ING.

Problem

Traditional core banking systems rely on legacy, pre-cloud code that limits flexibility, scalability, and a bank's ability to build and launch new financial products.

For

Banks ranging from Tier 1 multinationals to regional banks and fintech companies

How it works

Vault Core and Vault Payments are built from scratch as cloud-native, microservices-based platforms with an API-first architecture and a smart contracts configuration layer, allowing banks to deploy on any cloud infrastructure and build any financial product.

Business model

unknown

Status

launched

Company

Thought Machine

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