Upgrade
Personal loans, cards, and rewards checking to build your future

Upgrade is a financial technology platform offering personal loans up to $50,000 at fixed rates, a cash back credit card, and a rewards checking account with direct deposit benefits. It provides consumers with accessible credit and banking tools through partner banks. The platform also offers a Performance Savings account with competitive APY.
Users apply for loans or cards online, get a rate check without impacting their credit, and manage their accounts via a mobile app backed by partner banks.
consumers seeking personal loans, credit cards, or rewards-based checking accounts
Background.
- Status
- launched
- Business model
- freemium
- Company
- Upgrade, Inc.
- Launched
- 2017
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