ZeroSettle
zerosettle.ioBypass Apple's 30% fee with an App Store-compliant web checkout SDK
Dev Toolsiosmobile-sdkin-app-purchasespaymentsmerchant-of-recordsubscription-managementapp-store
About
ZeroSettle is an in-app web checkout SDK that lets mobile app developers bypass Apple's 30% App Store fee by offering direct billing to users in supported regions. It acts as a Merchant of Record, handling tax remittance, fraud protection, chargebacks, and compliance across 190+ countries. The SDK integrates in under 15 minutes with Swift, React Native, and Flutter, and includes paywalls, cancellation flows, and A/B testing tools to improve conversion and LTV.
Problem
Apple's 30% in-app purchase fee significantly reduces revenue for app developers who have no alternative payment option built into their apps.
For
Mobile app developers and indie iOS/Android developers with subscription-based apps
How it works
Developers add the ZeroSettle SDK to their app, sync their existing App Store products, and trigger a web checkout flow that processes payments directly at a 5% + 50¢ fee instead of Apple's 30%.
Business model
freemium
Status
launched