Actual Budget
Your Finances — made simple

Actual Budget is a privacy-focused, local-first personal finance app built around the envelope budgeting methodology. It offers multi-device sync, optional end-to-end encryption, bank sync integrations, and powerful reporting tools. Users own their data and can self-host the syncing service, keeping full control of their financial information.
Users install Actual Budget as a local app, optionally self-host a sync server, and manage their finances using envelope budgeting with bank sync, transaction imports, and custom reports.
Individuals who want to take control of their personal finances with privacy and data ownership
Background.
- Status
- launched
- Business model
- open-source
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