Actual Budget
actualbudget.orgYour Finances — made simple
Finance & Fintechbudgetingpersonal-financeenvelope-budgetingself-hostedlocal-firstopen-sourceprivacy
About
Actual Budget is a privacy-focused, local-first personal finance app built around the envelope budgeting methodology. It offers multi-device sync, optional end-to-end encryption, bank sync integrations, and powerful reporting tools. Users own their data and can self-host the syncing service, keeping full control of their financial information.
Problem
Most budgeting apps take control away from users and store data on third-party servers, leaving people without true ownership or privacy over their financial data.
For
Individuals who want to take control of their personal finances with privacy and data ownership
How it works
Users install Actual Budget as a local app, optionally self-host a sync server, and manage their finances using envelope budgeting with bank sync, transaction imports, and custom reports.
Business model
open-source
Status
launched