Bits
getbits.appCredit Cards and more. No interest, no late fees, and no hard credit check.
Finance & Fintechcredit-cardcredit-buildingno-interestfintechstore-cardpersonal-finance
About
Bits is a financial app that offers credit cards and a store card to help users build and manage their credit history. The product reports to major credit bureaus monthly and charges no interest or late fees. It is designed to make credit accessible without a hard credit check.
Problem
People struggle to access credit products and build a positive credit history without facing high interest rates, late fees, or hard credit checks.
For
individuals looking to build or manage their credit history
How it works
Users become Bits members to access a credit card and store card, which report monthly payments to Experian, Equifax, and TransUnion to help build credit.
Business model
subscription
Status
launched