Self
Your credit building toolkit. Start the path to financial freedom.
Self is a financial platform that helps users build credit and savings through its Credit Builder Account, a secured installment loan held in a bank-issued CD that reports payments to all three credit bureaus. It also offers the Self Visa® secured credit card with no hard credit check and a rent-reporting feature to further build credit history. Users receive their savings back at the end of the loan term, minus interest and fees.
Users open a Credit Builder Account by choosing a monthly payment plan; Self holds the funds in a CD, reports payments to all three credit bureaus each month, and returns the savings minus interest and fees at the end of the term.
Individuals with no credit history or bad credit looking to build or rebuild their credit score
Background.
- Status
- launched
- Business model
- freemium
- Company
- Self Financial
Similar projects.
Editorial take on the space this project sits in — momentum signals, adjacent moves, our call on whether the wedge is real. Get pinged when we publish a new read or when the landscape shifts.
Have a take on this space?
Tell us what you’d build differently, where you think the incumbents miss, or what we’ve gotten wrong about this project. Comments + reactions are coming soon.