Kikoff
kikoff.comCredit-building & financial tools, made easy.
Finance & Fintechcredit-builderpersonal-financecredit-scorefintechsubscriptionsecured-credit-carddebt-management
About
Kikoff is a credit-building app that helps users improve their credit scores through affordable monthly plans starting at $5. It reports to all three major credit bureaus by establishing a tradeline, and also offers features like rent reporting, bill reporting, debt negotiation, and a secured credit card. Plans range from Basic to Ultimate, with tiered pricing and additional identity protection and privacy tools at higher tiers.
Problem
People with poor or no credit history struggle to access financial products and improve their credit scores affordably.
For
Individuals with low or no credit history looking to build or improve their credit score
How it works
Users subscribe to a Kikoff plan, which establishes a reported tradeline and tracks on-time payments to all three major credit bureaus, gradually improving their credit profile.
Business model
subscription
Status
launched
Company
Kikoff