Morpho
morpho.orgThe open credit network for the world
Finance & Fintechdefilendingborrowingonchainsmart-contractsethereumcredit-protocol
About
Morpho is an onchain credit protocol built on Ethereum that connects lenders and borrowers through open, permissionless smart contracts. It enables businesses and individuals to access global liquidity at optimized interest rates. The protocol is implemented as an audited Solidity smart contract supporting supply, borrow, repay, collateral management, liquidation, and flash loans.
Problem
Users and businesses lack access to open, permissionless, and efficient credit markets at the best possible rates onchain.
For
DeFi users, crypto lenders and borrowers, and businesses building onchain credit solutions
How it works
Morpho's smart contracts enable lenders to supply assets and borrowers to take collateralized loans, with interest rates managed by configurable interest rate models and positions protected by liquidation mechanisms.
Business model
free
Status
launched
Company
Morpho Labs