Tilt
empower.meCash and credit powered by your potential™
Finance & Fintechcash-advancecredit-cardsfintechpersonal-financesubscriptionincome-basedcredit-building
About
Tilt is a financial technology app that provides cash advances and credit cards based on income and spending patterns rather than just credit scores. It charges a subscription fee of $8/month after a 14-day free trial and offers cash advance amounts ranging from $10–$400. Banking services are provided through nbkc bank, Member FDIC.
Problem
Traditional credit products rely heavily on credit scores, excluding many people who have stable income but low or no credit history.
For
Individuals with limited or imperfect credit history seeking cash advances or credit cards
How it works
Tilt evaluates a user's income and spending patterns to determine eligibility for cash advances or credit cards, bypassing a purely credit-score-based approval process.
Business model
subscription
Status
launched
Company
Tilt Finance, Inc.